A Home Equity Line of Credit (HELOC) empowers you to leverage the available equity in your home as collateral. Your home’s value becomes the foundation for a cost-effective loan, giving you the freedom to use the funds in various ways. Whether you’re planning to expand your living space with a master bedroom suite or a backyard deck, finance a family vacation, invest in new furniture, secure funds for higher education, consolidate debt, or simply embark on a personal adventure, the possibilities are endless.

HELOC Benefits

• Funds available anytime without reapplying; apply once, then use repeatedly thereafter
• Revolving credit: as principal is repaid, more becomes available for use
• Funds easily available with HELOC checks
• Local decision-making and processing
• Includes a detailed monthly statement
• The interest paid may be tax deductible*

*Consult a tax advisor